Commercial Mortgage

Home – Commercial Mortgage

Our Commercial Mortgage Loan Service

  • Whole of market brokerage
  • High loan to value commercial mortgages
  • Commercial Mortgages for Investors
  • Commercial Mortgages for owner-occupiers
  • Commercial Mortgages for expats and foreign nationals
  • Mixed residential and commercial mortgages
  • Commercial Mortgages with flats above
  • Converting a commercial property to a residential
  • Get in touch for your free consultation today

Are you looking to purchase or refinance a commercial property? Perhaps you’re an experienced global businessperson with varied
investment assets – or you might be taking your first steps into the world of commercial property. Whatever your situation, the Ark team
has experience sourcing commercial mortgages – and the best commercial mortgage rates – for individuals from around the world.

We are independent and have access to the whole market

Save Money

By understanding our clients
and their commercial property
aspirations, we’re able to ensure that the funding line is appropriate, in line with your needs.

Raise Additional Cash

Raise additional cash by releasing money from your business premises though a commercial remortgage.

Secure a Better Deal

The commercial property market changes on a regular basis, the good news is that we have access to funders who support property owners.

Going above & beyond to save you time ⏳ & money 💰 on your mortgage Paperwork help ✅ Mortgage broker exclusives ✅ Works alongside nearly every lender ✅

Add your details online

No 2-hr phone calls or branch visits. It takes a few minutes to tell us what you need from your next mortgage online.

Speak to your broker

Choose the perfect time, whether that is ASAP or a time better suited to you, we are available 6 days a week, including evenings.

Get your mortgage with Ark

We’ll check and chase to help avoid delays. Get regular updates from your broker.

Reasons to work with Ark’s

We Could Save You Money

By thoroughly comprehending our clients’ property holdings and objectives, we conduct market research to identify suitable financial options. At Ideate Finance, our goal is to secure the most favorable rates for you.

We Save You Time

We have access to the whole market and are regularly speaking and completing mortgages with Lenders, keeping us up to date with lenders products and their application processes

Work with Experts

Our team focuses on funding commercial Property. We collaborate with lenders that exclusively partner with intermediaries.

Frequently Ask Questions

A commercial mortgage is the Funds you will need if you’re aiming to buy or re-mortgage a property that is used for business purposes.

It is crucial to compare commercial mortgages because there are
notable distinctions between those provided by traditional banks
and specialized commercial mortgage lenders. These differences
encompass interest rates, loan terms, and lending requirements.
Ideate Finance offers assistance in comparing various aspects
beyond just the interest rate, ensuring you evaluate the complete
package. Factors like approval speed and likelihood are also
significant considerations for certain businesses, and seeking
guidance from a professional can lead to time and cost savings.

Investors in real estate often buy commercial properties to lease to business owners, aiming to benefit from the property’s appreciation over time.

Instead of using cash to acquire a commercial property, investors commonly opt for a commercial mortgage to fund the purchase or refinance an existing property they own.

Investors might explore ways to enhance the rental income and property value by altering the property’s use to better match the
demand in the area. For instance, a retail space on a busy street could be repurposed into residential units for sale or rent.

When applying for commercial mortgage, its more based on your trading business accounts, latest bank statements. You may be asked to provide a personal guarantee.
Being an owner-occupier of a commercial property offers a significant advantage compared to being a tenant. By owning the asset, you have the potential for long-term appreciation, as opposed to making monthly rent payments that do not add to your net worth. This ownership gives you control over your space, eliminating concerns about eviction, unwelcome alterations, or rent increases.
There are a range of scenarios for which commercaila mortgage can be used premises that generates an income for a business or investor. Most commonly for office buildings, shops, pubs, care homes, industrial units and restaurants.
If you are a business owner that wants to own and occupy youroffice or business premises.
Commercial mortgages are also used by property investors that purchase and let out commercial property.

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