

Adverse Credit Mortgage
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Adverse Credit Mortgages
OVERVIEW
We are sub-prime, adverse credit mortgage experts in today’s mortgage market. Your credit score can affect the type of mortgage you qualify for; in simple
terms your credit score is king!
If you have a less-than-perfect credit score and even a few historical credit issues, this won’t necessarily stop you from getting a mortgage. We work with specialist lenders not found on the High Street and smaller building societies who will look beyond your credit score. We may surprise you.
If you have a less-than-perfect credit score and even a few historical credit issues, this won’t necessarily stop you from getting a mortgage. We work with specialist lenders not found on the High Street and smaller building societies who will look beyond your credit score. We may surprise you.
What we do for you
- Mobile Phone defaults ignored with some lenders
- Defaults accepted on some mortgage products
- CCJ’s ignored with some lenders
- Debt Management Plans considered
- Mortgage Arrears accepted on some schemes
- Current Individual Voluntary Arrangement (IVA) considered
- Discharged Bankruptcy considered
- No Credit Scoring on some mortgage products
- Let us assess your Credit Report for you
- Missed payments on unsecured debts considered
Client Feedback
Google Reviews
Posted on S S30/08/2024 Great service from start to finish. Ark was always very prompt and professional in their responses. They were able to get us the best rates in the market. Their service didn't just end there , they would still update me when they cane across lower rates! Absolutely phenomenal service offered and I would highly recommend them.Posted on M Sajjad25/08/2024 Highly recommend Ark Mortgages! Mandip Singh was incredibly knowledgeable and supportive throughout the entire process of securing a buy-to-let mortgage. Made everything simple and stress-free, ensuring I got the best deal. Great communication and expert advice. Would definitely work with them againPosted on James L'Aimable22/08/2024 What I appreciate most about Mandip is his dedication and attention to detail. He was always available to answer any questions big or small. He went above and beyond to make sure every step of the transaction went smoothly. His professionalism, expertise, and personable nature made the entire experience pleasant and rewarding. I will definitely be using Ark Mortgages again :)Posted on Reem Rudda31/07/2024 Helpful, efficient and reached my desired result. I couldn’t recommend Mandip and his collegue Manbir enough. The best service from consultation to completion.Posted on Shadmir Baig18/07/2024 Extremely professional and efficient service. Repeat customer and yet again Mandip provided with effective advice and achieved desirable outcome. Highly recommendedPosted on Jazz aulakhHQ25/05/2024 Mandip made securing a mortgage easy and stress-free. Professional, knowledgeable, and responsive, he found great rates and kept me informed throughout. Highly recommend!Posted on Hanny jSinghkkk28/04/2023 Good service Thanks mandip Kind Regards Hardeep singhPosted on krishan rajalingam25/04/2023 It's simply the best. No hassle or stress. Manbir and Mandip took care everything and they really helped us get mortgage approval within a week. I totally recommend. I would have given more stars if I can 😀...Posted on Gul Nawaz06/04/2023 Very Happy with the company, I highly recommend them very to everyone, MANBIR looks after my case from start to finish and informed me on every step..Posted on Saif Ali08/10/2022 Perfect, 5 star service
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